Randstad Credit Analyst in Troy, Michigan

Credit Analyst


Troy, MI


US$ 18 - US$ 24 per hour

Date Posted:

Tuesday, October 11, 2016

Job Type:


Reference #:






Randstad USA Administration

DescriptionOur major banking client in Troy, MI is looking for a talented Credit Analyst to join their team onsite at their corporate Headquarters. This position is responsible for determining TPO (Third party Origination) channel eligibility. Determining eligibility includes analyzing the documentation provided by the TPO, completing due diligence on the TPO and determining the risk level in entering into a relationship with the TPO.

50 % of time: Determining TPO eligibility(based on risk analysis)

% of time: Analyzing corporate documentation(i.e. Articles of Incorporation, Licensing, resumes)

% of time: Analyzing background check reports (i.e. credit reports, public records, business history)

% of time Spreading and Analyzing financial statements

5 % of time Providing customer service support to Wholesale Account Executives, TPOs, and Internal team members

40 % of time Annual Renewal of TPOs

5 % of time Formulate Remediation plans for high risk TPOs

Working hours: 8-530


Candidate should have a minimum of two years Wholesale Mortgage Banking Operations experience and a minimum of 1 year Financial Analysis experience. Candidate should be well versed in analyzing corporate financial statements and tax returns. Excellent written and verbal communications skills. Candidate will be required to prepare executive summary reports detailing their analysis and present to management and Oversight Committee for review. Candidate should have investigative skills, a high level of organizational skills and the ability to multitask. Ideal Candidate should have a general understanding of Fannie Mae, Freddie Mac and HUD minimum requirements in order to review Quality Control plans and Quality Control Audit results. Ideal Candidate should have the ability to formulate remediation plans for high risk TPOs.


Position could result in advancements to, Commercial Credit Analyst and Underwriting.

Randstad is a world leader in matching great people with great companies. Our experienced agents will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. Whether you're looking for temporary, temporary-to-permanent or permanent opportunities, no one works harder for you than Randstad. EEO Employer: Race, Religion, Color, National Origin, Citizenship, Sex, Age, Disability, Ancestry, Veteran Status, Genetic Information, Service in the Uniformed Services or any other classification protected by law.